CAR ACCIDENT LIABILITY IN INDIANA
Motor vehicle accident claims fall under state law. If you were hurt in a crash in Fort Wayne, it is crucial that you understand how liability works under Indiana law. Similar to most, but not all states, Indiana uses a fault-based standard of liability for car accident claims. The party found to be at-fault for a crash—which is most often, but not always, a driver—can be held legally liable for the resulting damages. For this reason, it is absolutely essential that all collisions are thoroughly investigated by an experienced Fort Wayne car accident attorney. Here are some of the most common examples of negligence that can contribute to car accident liability in Indiana:
- Speeding or driving too fast for road conditions;
- Running red lights or stops signs;
- The failure to yield right of way;
- Following another vehicle too closely;
- Making an unsafe lane change;
- Distracted driving, such as texting while driving; and
- Intoxicated driving, including drunk driving and drugged driving
Indiana is a comparative negligence state (I.C. § 34-51-2-6). As such, more than one defendant at the accident scene can split the blame for the same crash. In these types of personal injury cases, financial liability will be divided in direct proportion to each party’s percentage of the fault.
For example, if one negligent driver was at fault for 65 percent of a crash, then that driver and their insurance company will also be legally liable for 65 percent of the total damages.
One thing that many people do not realize is that victims can be held liable for a portion of their own car accidents in Fort Wayne. In cases in which this occurs, an injured victim’s recovery will be reduced by their level of fault. Unfortunately, big insurance companies often try to unfairly blame victims for collisions. Do not let this happen to you; being found partially at fault for your own crash could take thousands of dollars out of your pocket.
INJURED VICTIMS DESERVE FULL AND FAIR COMPENSATION FOR CAR ACCIDENTS
Car accident victims in Fort Wayne have a right to recover compensation for the full value of their injuries from car accidents. However, in practice, getting a full settlement offer after a car accident claim can be difficult. Victims must be ready for pushback from the driver’s insurance company, especially from serious car accidents. Insurance company adjusters are aggressive; they will use many different strategies to try to limit the total value of payouts of your car accident claim. Our Fort Wayne car accident lawyers have a deep understanding of how insurance companies operate. We help our clients get every dollar that they deserve. This could include financial recovery for:
- Vehicle repairs or replacement;
- Emergency medical costs;
- Hospital bills;
- Ongoing medical care;
- Rehabilitative treatment;
- Lost wages;
- Diminished earning capacity;
- Pain and suffering;
- Disfigurement;
- Loss of limb;
- Loss of life enjoyment; and
- Wrongful death damages.
Personal injury laws in Indiana allow serious car accident victims to seek compensation for their car accident injuries. Generally, the damages available for your car accident case will depend on the type of losses you suffered. You can receive economic, non-economic, or punitive damages to cover medical bills or any of the following:
- Economic Damages – This amount is designed to cover any financial losses related to the accident, such as medical bills, lost income, property damage, and rehabilitation costs.
- Non-economic Damages – This is compensation for losses with no monetary value. They include mental trauma, emotional distress, loss of consortium and disfigurement.
- Punitive Damages – are awarded in special situations where the at-fault driver is found to have acted out of malice or gross negligence.
FREQUENTLY ASKED QUESTIONS
How long do I have to file a car accident claim in Indiana?
In Indiana, the statute of limitations for filing a car accident injury claim is generally two years from the date of the accident. Missing this deadline can prevent you from seeking compensation.
Can I still recover compensation if I was partially at fault for the accident?
Indiana follows a comparative fault system, meaning you can still recover damages as long as you were less than 51% responsible for the accident. However, your compensation will be reduced by your percentage of fault.
What types of compensation can I recover in a car accident case?
You may be eligible to recover compensation for medical expenses, lost wages, property damage, pain and suffering, and more. Every case is different, so it’s essential to consult with an attorney to understand what applies to your situation.
How can a Fort Wayne car accident attorney help with my case?
An experienced attorney can investigate the accident, gather evidence, negotiate with insurance companies, and represent you in court if necessary. They work to maximize the compensation you are entitled to receive.
What if the other driver doesn’t have insurance?
If the other driver is uninsured or underinsured, you may be able to file a claim under your own insurance policy, specifically through uninsured/underinsured motorist coverage.
Will my case go to trial?
Most car accident cases settle out of court, but if a fair settlement can’t be reached, your attorney may recommend going to trial to seek the compensation you deserve.
We have years of experience in handling car accident cases in Fort Wayne, IN. So call the professional Fort Wayne car accident lawyers at Delventhal Law Office today at for a free consultation if you’ve been in a motor vehicle accident and need to file a personal injury claim. Don’t try and fight the insurance company on your own. They have far too much experience for your results to be favorable to you. From our law office in Fort Wayne, we handle motor vehicle accident injury claims in Allen County and throughout the surrounding region in Northeastern Indiana.