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Insurance Law Dispute Attorney Fort Wayne

Need An Insurance Law Dispute Attorney?

They say the law is a naturally adversarial process, but so is the relationship between insurance companies and those who they insure. This is particularly true once it comes time to pay out on a claim. You’ll notice the insurance company immediately going to work to attempt to devalue your claim, blame you for an accident, or accuse you of making up injuries. These tactics work to the extent that you allow them to. Insurance companies count on those who won’t fight back because even if that only accounts for a small percentage of people, that’s money that they don’t have to pay out.

This is particularly true of traffic accidents in which one party’s insurance may be responsible for paying damages to another. Once a claim is made against the insurance policy, the insurance adjuster goes into overdrive employing specialized software the sole purpose of which is to devalue the claim. Having an attorney on your side who is familiar with the process of negotiating with insurance companies can make a huge difference.

The Delventhal Law Office helps injured parties negotiate claims with insurance companies. We understand that you’re hurting and you’re unsure how you’re going to support yourself while you recover. We also know that if it wasn’t your own negligence that caused the injuries, then the insurance company owes you that money. What you need is an advocate. The Delventhal Law Office has successfully secured major settlements for injured clients. If need be, we’ve taken cases to trial. Give us a call or contact us online and we can help you leverage the insurance company into honoring the full value of your claim.

What Kinds of Insurance Claims Can We Help You With?

The Delventhal Law Office can help you prove your case on the following claims:

Cases like these may require an injured party to file claims against a number of different insurance policies. These include:

  • Auto insurance;
  • Homeowner’s insurance;
  • Renter’s insurance;
  • Fire insurance;
  • General commercial liability insurance; and
  • Malpractice insurance.
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Bad Faith Insurance Denials in Indiana

Insurance companies have a duty act in the best interests of their customers. But sometimes, insurance companies test the boundaries of what they can get away with. If they deny a claim in bad faith, they can be held liable for that too.

If an insurance company breaches their contract with the insured and denies a valid claim against their policy, not only will they be forced to pay out the claim, but they could responsible for other damages that the claimant incurred as a result of their bad-faith denial. They may also be held liable for punitive damages for breaching the contract.

When this occurs, it helps to have someone on your side who can bring down the full legal backing of the law on the insurance company that is denying your claim.

How Insurance Claims Usually Work

Insurance companies will not simply hand over money because you say you’re injured. Whatever offer they give you is directly related to what you can prove. To the extent that you want to the full value of your claim paid out, you will need to prove that the insurance company’s policyholder was indeed responsible for that injury and that there is medical proof of the injury.

Many insurance companies use an insurance adjuster software known as Colossus. Colossus keeps data on everything and is set up for the purpose of diminishing the value of a claimant’s claim against an insurance policy. The insurance adjuster plugs a number into the software, and the software responds with some number that it thinks your claim is worth. It gives the illusion of objectivity, but in fact, depends entirely on what values the claims adjuster is plugging into the software.

It also doesn’t account for non-economic injuries like loss of enjoyment. For instance, if a tennis player loses the use of her wrist for a year this would be a much more significant injury than someone who goes out dancing on the weekends.

Areas We Practice

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At the Delventhal Law office, our Fort Wayne personal injury attorneys are committed to fighting for the rights and interests of accident victims. If you or a family member was injured because of the carelessness or recklessness of another party, we can help. Our Indiana personal injury lawyers handle a wide array of legal cases, including:

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Contact an Insurance Law Dispute Attorney in Fort Wayne, IN Today

Our job as your attorney to see that you get compensated fairly for your injuries. You will only have one chance to litigate your claim. If you sign off on a bad offer, you’ll never get that chance back. Delventhal Law Office can help. Give us a call or contact us online for a free case evaluation.