Workers’ Comp Benefits
Under Indiana law, the state’s workers’ compensation insurance program provides benefits for all medical expenses that are deemed to be “reasonable and necessary”. Among other things, this includes coverage for emergency services, hospital bills, visits to specialists, rehabilitative care, drug costs, and medical equipment costs.
Wage Loss Compensation
Temporary total disability benefits (TTD) essentially constitute wage loss compensation. Injured Allen County workers can obtain this compensation to cover the time that they miss on the job. Missed paychecks are a huge burden on Indiana families. TTD benefits are paid weekly, at two-thirds of the worker’s average weekly wage (AWW) at the time that the accident occurred. This is tax-free compensation. Though, there are maximum available TTD benefits in Indiana.
Permanent Impairment Benefits
In some cases, Allen County workers may have permanent impairments as a result of their job-related accident. Under Indiana law, these workers may be entitled to permanent partial impairment (PPI) compensation. The specific compensation available will always depend on the nature of the underlying impairment. These cases can be especially complicated. Workers with a permanent impairment should always be represented by a top-rated Allen County workers’ compensation lawyer.
Total Disability/Death Benefits
Indiana allows for up to 500 weeks of TTD compensation to be paid to workers who have a permanent disability. If you are not able to return to work as a result of your injuries, this compensation should be paid at two-thirds of your average weekly wage.
In the truly tragic cases where a workplace fatality has occurred, the dependent survivors of the victim are entitled to 500 weeks of death benefits. These cases are always complex. If you sustained a permanent disability, or your family member was killed on the job in Indiana, please contact an experienced Allen County workers’ compensation attorney for help.