What happened
Four people from Fort Wayne were injured when a driver ran a red light at U.S. 30 and County Road 150 West in Warsaw at 3:30 p.m. on Saturday, September 5, 2026. InkFreeNews reported from the Warsaw Police Department accident log[1] that a 30-year-old Warsaw driver ran the red light and struck a vehicle carrying four occupants.
The driver of the struck vehicle, a 40-year-old Fort Wayne woman, reported chest pain and leg pain. Three young passengers from Fort Wayne were also hurt. The log records head pain for one passenger and shoulder and arm pain for another. All four occupants were taken by ground ambulance to Parkview Kosciusko Hospital.
The Warsaw Police Department investigated. The published log excerpt does not state whether a citation was issued. Additional details may emerge as the investigation continues. This post does not identify the young passengers or report details that could identify them.
What you should do after an intersection crash
A reported red light violation can be important evidence, but it does not make an injury claim automatic. Insurance companies may still aggressively defend fault, the cause of an injury, or the amount of available coverage. You can learn more about how fault is evaluated in an Indiana intersection collision.
Keep medical records, bills, photographs, insurance documents, and the information needed to obtain the full crash report. The investigating agency's report is not a final determination of civil liability. This guide explains how to obtain an Indiana police crash report.
Traffic-signal information and nearby camera footage can be lost or overwritten. Timely preservation requests matter. If video may exist, review the practical steps for preserving traffic-camera and business-surveillance footage.
Why multiple injured occupants affect insurance coverage
Indiana requires minimum auto liability coverage of $25,000 per person, $50,000 per accident for bodily injury, and $25,000 for property damage under Ind. Code 9-25-4-5. When four people are hurt in one vehicle, the per-accident limit may have to be divided among several claims.
Indiana insurers must offer uninsured and underinsured motorist coverage under Ind. Code 27-7-5-2. Depending on the policy, that coverage may apply when the responsible driver has no insurance or too little insurance. The declarations page, policy language, and any applicable household policies should be reviewed before anyone assumes enough coverage exists.
Deadlines for adults and children
Most Indiana personal injury claims must be filed within two years of the injury under Ind. Code 34-11-2-4. For an adult claim arising from the September 5, 2026 crash, that generally means filing by September 5, 2028.
Under Ind. Code 34-11-6-1, the limitations period does not begin to run for a person under a legal disability, including a minor, until the disability is removed. That protection is not a reason to wait. Physical evidence, camera footage, and witness recollections can disappear long before a filing period ends. A settlement involving a child's claim also generally requires court approval.
Indiana's comparative fault rule appears in Ind. Code 34-51-2-6. An injured person whose fault is greater than 50 percent recovers nothing. Otherwise, the recovery is reduced by that person's percentage of fault. Fault must be evaluated from the evidence rather than assumed from a single record.
How Delventhal Law Office can help
Delventhal Law Office, LLC is a Fort Wayne personal injury firm founded by attorney Chad E. Delventhal in 2009. The firm helps clients preserve evidence, obtain crash records, identify available insurance, and protect filing deadlines after another driver's carelessness.
Claims involving several injured family members or children can become hotly contested because coverage and settlement procedures overlap. You can consult a Fort Wayne intersection accident attorney or request a free case evaluation. The office serves communities across northeast Indiana, including Kosciusko County.
This post is based on public reporting, the investigation may be ongoing, and nothing here is legal advice or creates an attorney-client relationship.
