Delventhal Law Office — Personal Injury Attorneys

NEWSELKHART COUNTYAUGUST 15, 2026

Four-Vehicle Red-Light Crash at U.S. 20 and S.R. 15 in Goshen: Multiple People Hurt, One Insurance Policy

By Chad E. DelventhalUpdated August 15, 20264 min read

What happened

Three people were injured in a four-vehicle collision at U.S. 20 and S.R. 15 in Goshen on the evening of Thursday, August 13, 2026. According to ABC57's report of the Elkhart County Sheriff's Office account[1], the crash happened at about 5:33 p.m.

The sheriff's office reported that a westbound Dodge pickup continued through the intersection against a red light while a Toyota SUV was clearing the eastbound left-turn lane. The pickup struck the Toyota's right rear and then collided head-on with a Dodge SUV. The pickup's right front wheel separated and struck a second Dodge pickup that was stopped behind the SUV.

Three people were hurt across two vehicles. A 57-year-old man with a possible broken foot and a 55-year-old woman with chest pain were taken by ambulance to Goshen Hospital. A 21-year-old woman with chest and arm pain was driven by family to Elkhart General Hospital. None of the reported injuries were described as life-threatening.

The investigation remained open, and no citations had been reported at the time of the cited coverage. The agency's preliminary account should not be treated as a final legal determination of responsibility.

Red traffic signals at a major Elkhart County intersection, illustrating the setting of the reported Goshen multi-vehicle crash.

What injured people should do next

If you are hurt in an intersection crash, get evaluated and follow the medical instructions you receive. Pain can change after the initial shock wears off. Prompt records also help connect your symptoms and treatment to the collision. This guide explains why medical attention can matter even when you initially feel fine.

Find out how many people were injured, not only how serious your own injuries appear. When one driver may be responsible for injuries to several people, those claimants may be seeking payment from the same liability policy. Indiana's minimum liability coverage can be modest compared with the combined cost of several injury claims.

Review your own auto policy before assuming the other driver's insurance is the only available coverage. Underinsured motorist coverage may provide another source of recovery when liability limits are insufficient. Medical payments coverage or an umbrella policy may also matter, depending on the policies involved. You can read more about claims involving minimum insurance limits.

Do not sign a liability settlement or release without understanding how it could affect an underinsured motorist claim. Policy notice requirements and coordination between carriers can be important when several people are making claims.

Preserve evidence quickly. Signal records, controller data, intersection video, nearby business footage, vehicle evidence, and witness information may not remain available indefinitely. The reported wheel separation also makes preservation of the involved pickup potentially important. A completed crash report can provide additional information beyond an initial agency release. This resource explains how to obtain an Indiana crash report.

Crash-report and insurance documents representing the policy-limit and underinsured motorist issues that can follow a multi-vehicle Indiana accident.

Why the location matters

U.S. 20 and S.R. 15 is a signalized junction of two major state routes. The reported sequence shows how one event at a busy intersection can lead to several impacts, including an impact involving a vehicle that was stopped in traffic.

Signalized intersections can produce evidence that is not available on an open road. Signal phase and timing records, controller data, nearby video, and independent witnesses may help determine which direction had the right of way. An investigating agency's account is an important starting point, but the supporting evidence should still be preserved.

The Elkhart County Sheriff's Office investigated this crash, and the completed report would come from that agency. Indiana applies modified comparative fault between private parties. An injured person's recovery may be reduced by that person's percentage of fault and barred if that share exceeds 50 percent. A preliminary report does not necessarily settle that question, as explained in this guide to disputed fault in an Indiana crash report.

Indiana's deadline for filing a personal-injury claim is generally two years from the injury date. A shorter practical timeline may apply to evidence preservation, insurance notice, and the handling of limited policy proceeds among several claimants.

Elkhart County civic buildings representing the local investigation and claim process after the U.S. 20 and S.R. 15 crash.

How Delventhal Law Office can help

If you or a family member is injured in a red-light or multi-vehicle crash, Delventhal Law Office can review the available liability, underinsured motorist, medical payments, and umbrella coverage. The firm can also work to preserve signal information and video, document injuries, and address disputes raised by insurance companies.

Multi-claimant cases can become hotly contested when the available insurance is limited. Delventhal Law Office helps injured people across northern Indiana understand their options before they sign a release or accept a settlement. You can request a free case evaluation to discuss the facts and insurance issues involved.

This post is based on public reporting, the investigation may be ongoing, and nothing here is legal advice or creates an attorney-client relationship.

Sources

  1. ABC57's report of the Elkhart County Sheriff's Office account (abc57.com)

Working with Delventhal Law

Common questions

How fees work, deadlines that matter, and what to expect when you call.

  1. How much does it cost to hire Delventhal Law Office?

    There is no up-front cost. Personal-injury cases are handled on a contingency-fee basis: you pay nothing unless we recover compensation for you. The initial consultation is free and carries no obligation. Call (260) 484-6655 to talk through your situation.

  2. How long do I have to file a personal injury claim in Indiana?

    Indiana generally gives you two years from the date of injury to file a personal-injury lawsuit (Indiana Code § 34-11-2-4). Shorter deadlines can apply when a government entity is involved or in some workers' compensation matters. The sooner you call, the more options you have.

  3. What if I'm partly at fault for the accident?

    Indiana follows a modified comparative-fault rule (Indiana Code § 34-51-2-6). You can still recover compensation as long as you are not more than 50% at fault. Your recovery is reduced by your percentage of fault. Even if you think you share blame, call us — the insurance company's first assignment of fault is often wrong.

  4. Do I have to come into the office to meet with you?

    No. We meet clients by phone, video call, at their home, or at the hospital. The Delventhal Law Office is in downtown Fort Wayne, but most of our clients live across Indiana and we come to you when that's easier.

  5. How quickly should I call after an accident?

    As soon as you can. Evidence disappears fast — skid marks fade, surveillance video is overwritten, witnesses move on. Insurance adjusters also start calling within days. Talking to us before you give a recorded statement protects your claim.

  6. What kinds of cases does Delventhal Law handle?

    We represent injured plaintiffs in car, truck, motorcycle, bicycle, and pedestrian accidents; workers' compensation and on-the-job injuries; wrongful death; slip-and-fall and premises liability; birth injuries; burn injuries; and other personal-injury claims across Indiana.

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