Key takeaways
- The first seven days are a waiting period unless disability continues longer than 21 days.
- Temporary disability compensation begins with day eight, and the first installment is due 14 days after disability begins.
- For injuries from July 1, 2026 through June 30, 2027, the Board’s schedule lists a maximum average weekly wage of $1,316 and a maximum weekly benefit of $878.
- If an employer proposes to stop TTD or TPD, State Form 38911 gives the employee seven days after receipt to object and send the response to both the Board and the employer.
When do Indiana temporary disability checks start?
Indiana Code 22-3-3-7[1] supplies the timing rules for temporary total and temporary partial disability:
| Milestone | What the statute says |
|---|---|
| Days 1–7 | No compensation is allowed for the first seven calendar days unless disability continues longer than 21 days. |
| Day 8 | Temporary disability compensation begins with the eighth day of disability. |
| Day 14 | The first weekly installment is due 14 days after disability begins. |
| After day 21 | If disability continues longer than 21 days, compensation is allowed from the first day of disability. |
These are the statutory payment milestones in Indiana Code 22-3-3-7[3].
How is the weekly TTD rate calculated?
Under Indiana Code 22-3-3-8[2], temporary total disability is paid at 66 2/3% of the worker’s average weekly wages during the disability, for no more than 500 weeks.
The Board’s PPI and TTD benefits schedule[4] lists the injury-date maximums. For injuries from July 1, 2026 through June 30, 2027, it lists a maximum average weekly wage of $1,316 and a maximum weekly benefit of $878.
Try our TTD calculator and wage guide as educational tools.
What is Indiana State Form 38911?
The Worker’s Compensation Board’s current State Form 38911[5] is titled “Termination of Benefits/Request for IME.” It is used when the employer proposes to terminate temporary total or temporary partial disability benefits.
The form tells an employee who disagrees with the proposed termination to complete and sign the employee-response section and send a copy to both the Worker’s Compensation Board and the employer within seven days after receiving the notice. The form directs the employee to use the Board’s online dispute-termination tool when internet access is available.
How to respond when TTD checks are being stopped
- Record when the form was received. The seven-day response period runs from receipt.
- Read the stated reason and supporting documents. Identify precisely what the employer says has changed.
- Complete and sign the employee-response section. State why you disagree and answer the form’s question about further care or an independent medical examination.
- Send the response to both required recipients. The form requires a copy for the Board and a copy for the employer within seven days after receipt.
- Keep proof of submission. Save the submitted form and each delivery confirmation with the related records.
The 2026 attorney portal options for an IME
The Board announced that its digital State Form 38911 response tool changed on March 4, 2026. The current 38911 Response Gateway User Guide[6] says an injured worker’s attorney may either set an independent medical examination immediately or preserve the right to request one later.
The guide explains that the preserve option may be used while the worker is attempting to work, is still receiving medical care, or the parties are discussing settlement. It also shows later options for counsel to set the IME or dismiss the objection. This attorney-portal option does not change the seven-day employee-response instruction printed on State Form 38911.
Documents to keep together
- State Form 38911 and the envelope, email, or other receipt record
- Every attachment sent with the proposed termination
- Current work-status reports and written restrictions
- Any written return-to-work offer
- Recent wage records and payment records
- The completed objection and proof it was sent to the Board and employer
A State Form 38911 response addresses a proposed TTD or TPD termination. A different dispute may call for the Board’s Request for Assistance process or a formal claim. See also our guides to Indiana workers’ compensation IMEs and denied workers’ compensation claims.
Frequently Asked Questions
When should temporary disability checks start in Indiana?
Indiana Code 22-3-3-7[3] says compensation begins with the eighth day of disability and the first weekly installment is due 14 days after disability begins.
Is the first week ever paid?
Yes. If disability continues longer than 21 days, Indiana Code 22-3-3-7[3] allows compensation from the first day of disability.
How much is an Indiana TTD check?
Indiana Code 22-3-3-8[7] sets temporary total disability at 66 2/3% of average weekly wages, subject to the statutory maximum. The Board’s schedule lists a maximum weekly benefit of $878 for injuries from July 1, 2026 through June 30, 2027.
How long do I have to object to State Form 38911?
The current form says the employee must send the completed and signed response to both the Board and the employer within seven days after receiving the notice.
Can an attorney preserve the right to request an IME later?
Yes. The current Board Gateway guide gives an injured worker’s attorney the option to preserve the right to request an IME later, as well as the option to set one immediately.
Talk with a Fort Wayne workers’ compensation attorney
Delventhal Law Office’s Indiana workers’ compensation lawyers can review the timing, wage records, notice, and supporting documents. Request a free case evaluation to discuss the specific facts.
This article provides general information, not legal advice. Reading it does not create an attorney–client relationship.
